Emerging markets hold the world's untapped wealth, with 1.7 billion unbanked adults ripe for fintech disruption. Cash is at the forefront, backing platforms that turn smartphones into financial hubs across Africa, Asia, and Latin America.

The numbers tell the story: smartphone penetration hit 70% in sub-Saharan Africa by 2025, fueling explosive growth in digital wallets like those mirroring M-Pesa's success. These aren't gimmicks—they're lifelines enabling remittances, microloans, and insurance for smallholder farmers, generating billions in transaction fees while building credit histories from thin air. In India and Brazil, neobanks have captured 40% of new accounts, proving leapfrog economics where branches skip straight to apps.

Challenges persist: regulatory silos, fraud risks, and infrastructure gaps demand resilient tech stacks. Cash mitigates this by prioritizing founders with dual expertise—local market savvy paired with scalable engineering. Our investments in embedded finance, like API-driven lending for e-commerce merchants in Nigeria, have yielded 5x returns by solving real pain points.

The opportunity? Cross-border corridors. As trade blocs like AfCFTA mature, fintechs facilitating instant settlements could add trillions to GDP. Cash invites emerging market innovators to pitch: we're ready to fuel the next wave of inclusive finance that profits while uplifting billions.